:root {
  --bg: #f6f7fb;
  --text: #1c2430;
  --muted: #5a6776;
  --brand: #2f5c88;
  --brand-dark: #24486a;
  --accent: #f0b33a;
  --surface: #ffffff;
  --surface-alt: #eef1f7;
  --border: #d6dde7;
  --success: #2f7a5f;
}

* {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: "Segoe UI", "Helvetica Neue", Arial, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
}

img,
svg {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

.container {
  width: min(1140px, 92%);
  margin: 0 auto;
}

.skip-link {
  position: absolute;
  left: -999px;
  top: 8px;
  background: var(--brand);
  color: #fff;
  padding: 8px 12px;
  z-index: 10;
}

.skip-link:focus {
  left: 8px;
}

header {
  background: var(--surface);
  border-bottom: 1px solid var(--border);
  position: sticky;
  top: 0;
  z-index: 50;
}

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 16px 0;
}

.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 700;
  color: var(--brand-dark);
  letter-spacing: 0.2px;
}

.brand svg {
  width: 30px;
  height: 30px;
}

.nav-toggle {
  border: 1px solid var(--border);
  background: var(--surface);
  padding: 8px 12px;
  border-radius: 8px;
  font-weight: 600;
}

.nav-menu {
  display: none;
  flex-direction: column;
  gap: 8px;
  width: 100%;
  padding: 0 0 16px 0;
}

.nav-menu.open {
  display: flex;
}

.nav-menu a {
  padding: 10px 12px;
  border-radius: 8px;
  color: var(--muted);
}

.nav-menu a:hover,
.nav-menu a:focus {
  background: var(--surface-alt);
  color: var(--text);
}

.nav-cta {
  background: var(--brand);
  color: #fff;
}

.hero {
  padding: 56px 0 36px 0;
  background: linear-gradient(135deg, rgba(47, 92, 136, 0.1), rgba(240, 179, 58, 0.12));
}

.hero-content {
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.hero h1 {
  font-size: clamp(2rem, 3vw + 1rem, 3rem);
  margin: 0;
}

.hero p {
  margin: 0;
  color: var(--muted);
  max-width: 680px;
}

.section {
  padding: 48px 0;
  background: var(--bg);
}

.section.alt {
  background: var(--surface);
}

.section-title {
  font-size: 1.5rem;
  margin-bottom: 12px;
}

.section-lead {
  color: var(--muted);
  max-width: 760px;
}

.grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
}

.card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 20px;
  flex: 1 1 240px;
  min-width: 220px;
}

.card.alt {
  background: var(--surface-alt);
}

.card h3 {
  margin-top: 0;
}

.icon-badge {
  width: 38px;
  height: 38px;
  border-radius: 12px;
  background: rgba(47, 92, 136, 0.12);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 10px;
}

.stats {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
}

.stat {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 18px;
  flex: 1 1 200px;
}

.stat strong {
  display: block;
  font-size: 1.6rem;
  color: var(--brand-dark);
}

.quote {
  background: var(--brand-dark);
  color: #fff;
  padding: 32px;
  border-radius: 18px;
}

.quote p {
  margin: 0;
  font-size: 1.1rem;
}

.testimonials {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.testimonial {
  background: var(--surface);
  border-left: 4px solid var(--accent);
  padding: 18px;
  border-radius: 12px;
}

.steps {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.step {
  display: flex;
  gap: 12px;
  align-items: flex-start;
}

.step span {
  min-width: 34px;
  height: 34px;
  border-radius: 50%;
  background: var(--brand);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
}

.faq {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.faq-item {
  border: 1px solid var(--border);
  border-radius: 12px;
  overflow: hidden;
  background: var(--surface);
}

.faq-question {
  width: 100%;
  text-align: left;
  background: transparent;
  border: none;
  padding: 16px;
  font-weight: 600;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.faq-answer {
  padding: 0 16px 16px 16px;
  display: none;
  color: var(--muted);
}

.faq-item.open .faq-answer {
  display: block;
}

.comparison {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.comparison-row {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  align-items: center;
  padding: 14px;
  background: var(--surface);
  border-radius: 12px;
  border: 1px solid var(--border);
}

.comparison-row strong {
  min-width: 200px;
}

.cta {
  background: var(--brand);
  color: #fff;
  padding: 36px;
  border-radius: 18px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background: var(--brand);
  color: #fff;
  padding: 10px 16px;
  border-radius: 10px;
  border: none;
  cursor: pointer;
  font-weight: 600;
  width: fit-content;
}

.btn.secondary {
  background: var(--surface);
  color: var(--brand-dark);
  border: 1px solid var(--border);
}

.btn.ghost {
  background: transparent;
  color: var(--brand);
  border: 1px solid var(--brand);
}

.taglist {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}

.tag {
  background: var(--surface-alt);
  padding: 6px 12px;
  border-radius: 999px;
  color: var(--muted);
  font-size: 0.9rem;
}

footer {
  background: var(--surface);
  border-top: 1px solid var(--border);
  padding: 28px 0 40px 0;
  color: var(--muted);
}

.footer-grid {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  color: var(--muted);
}

.cookie-banner {
  position: fixed;
  bottom: 16px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 16px;
  width: min(640px, 92%);
  display: none;
  flex-direction: column;
  gap: 12px;
  z-index: 100;
}

.cookie-banner.show {
  display: flex;
}

.cookie-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.cookie-modal {
  position: fixed;
  inset: 0;
  background: rgba(0, 0, 0, 0.4);
  display: none;
  align-items: center;
  justify-content: center;
  z-index: 120;
}

.cookie-modal.show {
  display: flex;
}

.cookie-modal-content {
  background: var(--surface);
  width: min(680px, 92%);
  border-radius: 16px;
  padding: 20px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.modal-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
}

.cookie-toggle {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 12px;
  border: 1px solid var(--border);
  border-radius: 12px;
}

.note {
  font-size: 0.9rem;
  color: var(--muted);
}

.two-col {
  display: flex;
  flex-direction: column;
  gap: 24px;
}

.info-block {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 18px;
}

@media (min-width: 900px) {
  .nav-menu {
    display: flex;
    flex-direction: row;
    gap: 8px;
    width: auto;
    padding: 0;
  }

  .nav-toggle {
    display: none;
  }

  .hero-content {
    flex-direction: row;
    justify-content: space-between;
    align-items: center;
  }

  .two-col {
    flex-direction: row;
  }

  .steps {
    flex-direction: row;
    flex-wrap: wrap;
  }

  .step {
    flex: 1 1 260px;
  }

  .footer-grid {
    flex-direction: row;
    justify-content: space-between;
  }
}
